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Need a little Personal Budget Magic?

Need a little Personal Budget Magic?

Managing your money

If the word “budget” sends chills up your spine,  a little Personal Budget Magic may be the trick you need to calm your fears.

Believe it or not, developing and living by a budget can actually make you feel better about money. If you have never been shown a simple system for tracking and planning your income and expenses, now is the time to learn.

I am now offering a free 3-hr. workshop titled Personal Budget Magic, designed to prevent your money from disappearing!

This is the same practical, easy-to-apply system my mother taught me and I have taught dozens of others through the UW Experimental College and similar venues.

I will teach you this accounting system using just paper, pencil and calculator, but it can be adapted to computer programs if you prefer.

In just 3 hours, you will:

—> Develop and practice a simple, practical, personalized budget system

—> Identify (and learn to avoid) “black holes” that swallow your money

—> Take control of your finances so they won’t control you

With this system you can ignore your checkbook balance without guilt!

No computer necessary; no advanced math required. Maximum of 10 students per class means you get individualized attention from the instructor (me)!

The next class is Saturday, January 19, 2013 from 9A-noon at the Prudential Northwest Realty office in West Seattle. 4700 42nd Ave SW, Suite 600. (Call me for dates of future classes.)

Pre-registration is required by noon on Friday, January 18th. To register, call me at 206-708-9800 or send me an e-mail at:

What have you got to lose except your fear of money?



Thinking of buying your first home? Check out “Homebuying 101”

Thinking of buying your first home? Check out “Homebuying 101”

Thinking of buying your first home? Few tasks can seem as daunting as this, no matter how old or how sophisticated you are.

Although searching for a home online is incredibly easy, it is just the first of many steps necessary to get you to the end goal of actually owning a home.

What comes next?

Deanne Sposari, Loan Officer with Evergreen Home Loans, and Prudential real estate agent, Alice Kuder, will provide the answers during “Homebuying 101”, on Wednesday, Dec. 5th from 6-7:30PM at the Prudential office in West Seattle.

This casual, fast-paced workshop will give you the information you need to determine if now is the right time for you to buy a home.

You will learn:

> How to apply for a home loan & how much mortgage you can afford

> The time and costs associated with buying a home

> How to find a real estate agent you’ll love!

The cost is $8/person, which includes all workshop materials and a box lunch consisting of a sandwich, chips, cookie and apple catered by Husky Deli.

Pre-registration is required by noon, Dec. 4th. Register by phone: 206-708-9800, or e-mail: